Indiana
Cheapest ACA plans in Boone County, Indiana for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Boone County, Indiana has 6 on-exchange carriers offering 71 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is Anthem Insurance Companies, Inc. Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) at $401 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Boone County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Boone County |
|---|---|---|
| Catastrophic | $397 | 1 |
| Bronze | $401 | 3 |
| Expanded Bronze | $417 | 17 |
| Silver | $469 | 27 |
| Gold | $597 | 21 |
| Platinum | $1,087 | 2 |
The actual cheapest Bronze plan in Boone County
Anthem Insurance Companies, Inc. Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives)
$401/moFor a family of four (two 40-year-olds and two kids under 14): Anthem Insurance Companies, Inc. Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) at $1,281/month before subsidies.
Carriers selling 2026 plans in Boone County
6 carriers sell 2026 plans on Healthcare.gov; 1 additional carrier offers off-exchange-only plans (not subsidy-eligible). 151 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| CareSource | 22 |
| UnitedHealthcare | 15 |
| Anthem Insurance Companies, Inc. | 14 |
| Coordinated Care Corporation | 10 |
| Cigna | 9 |
| Anthem | 1 |
Also selling off-exchange only
These carriers sell plans directly (not through Healthcare.gov). Off-exchange plans are not eligible for federal APTC or state subsidies.
| Carrier | Off-exchange plans |
|---|---|
| Ambetter | 60 |
Frequently asked questions
What is the cheapest ACA plan in Boone County, Indiana for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is Anthem Insurance Companies, Inc. Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) at $401 per month before subsidies. Plans sell through Healthcare.gov. Data refreshed 2026-04-19T08:08:55.462Z.
Does Indiana use Healthcare.gov?
Yes. Indiana participates in the federally-facilitated Marketplace (FFM), so enrollment and subsidy applications run through healthcare.gov. Indiana does not operate a state-based exchange.
Has Indiana expanded Medicaid?
Yes, effective January 2015 via the Healthy Indiana Plan 2.0 (HIP 2.0), a §1115 waiver program. HIP 2.0 covers adults 19-64 up to 138% FPL but includes POWER account cost-sharing features and other requirements not found in standard Medicaid expansion. There is no coverage gap in Indiana.
What is HIP 2.0?
HIP 2.0 is Indiana’s §1115 waiver Medicaid expansion. It covers adults 19-64 up to 138% FPL, but structures benefits around a POWER account (a type of health savings mechanism) with small required contributions and a tiered benefit structure (HIP Plus, HIP Basic, HIP State Plan). Eligibility follows the ACA 138% FPL threshold.
More Indiana pricing
Sources
- HealthCare.gov for enrollment, OEP dates, and federal APTC / CSR application.
- Indiana Department of Insurance for rate review, carrier filings, and consumer guidance.
- Indiana Family and Social Services Administration: Healthy Indiana Plan for HIP 2.0 Medicaid expansion eligibility and enrollment.
- KFF: Indiana State Health Facts for Medicaid expansion, enrollment, and benchmark premium context.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.