Carrier profile
Cheapest 2026 ACA plans from UnitedHealthcare
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
UnitedHealthcare sells 18,454 2026 ACA plans across 19 states. The cheapest Bronze plan a 40-year-old can enroll in is UnitedHealthcare UHC Bronze Essential (No Referrals) at $366 per month before subsidies.
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Cheapest UnitedHealthcare plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old, on-exchange, before any subsidy. Aggregated across every county where UnitedHealthcare sells. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans |
|---|---|---|
| Bronze | $366 | 999 |
| Expanded Bronze | $388 | 3,160 |
| Silver | $507 | 4,968 |
| Gold | $543 | 4,358 |
| Platinum | $1,136 | 26 |
The cheapest UnitedHealthcare Bronze plan
UnitedHealthcare UHC Bronze Essential (No Referrals)
$366/moStates where UnitedHealthcare sells 2026 plans
UnitedHealthcare sells in 19 states for 2026 with a total of 18,454 plans (13,511 on-exchange, 4,943 off-exchange). Top 10 states by plan count:
| State | Plans |
|---|---|
| Texas | 5,157 |
| Missouri | 1,840 |
| Nebraska | 1,581 |
| Tennessee | 1,425 |
| Mississippi | 1,281 |
| Ohio | 1,120 |
| Oklahoma | 963 |
| Alabama | 917 |
| Florida | 736 |
| North Carolina | 664 |
Sources
- CMS QHP Landscape PUF (FFM on-exchange).
- HIX Compare 2026 individual dataset (SBE on/off-exchange + FFM off-exchange).
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.