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Cheapest 2026 ACA plans from Anthem

Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.

Anthem sells 3,832 2026 ACA plans across 5 states. The cheapest Bronze plan a 40-year-old can enroll in is Anthem Anthem Bronze Pathway X 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) at $406 per month before subsidies.

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Cheapest Anthem plans by metal tier

Lowest 2026 monthly premium for a single 40-year-old, on-exchange, before any subsidy. Aggregated across every county where Anthem sells. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).

TierCheapest age 40 monthlyPlans
Catastrophic$278180
Bronze$406261
Expanded Bronze$425731
Gold$527279
Silver$543939

The cheapest Anthem Bronze plan

Healthy Alliance Life Insurance Company Anthem Bronze Pathway X 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives)

$406/mo
BronzeFranklinDeductible $10,150MOOP $10,150HSA-eligible

States where Anthem sells 2026 plans

Anthem sells in 5 states for 2026 with a total of 3,832 plans (2,390 on-exchange, 1,442 off-exchange). Top 5 states by plan count:

Frequently asked questions

Where does Anthem sell ACA plans for 2026?

Anthem sells 3,832 2026 plans across 5 states. Plan availability and pricing vary by county; pick a state below to see the cheapest plan in that market.

What is the cheapest Anthem plan in 2026?

The cheapest Anthem plan a 40-year-old can enroll in is Healthy Alliance Life Insurance Company Anthem Bronze Pathway X 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) at $406 per month before subsidies. After federal APTC and any state premium subsidy, your net price may be lower; use the search form to get an exact quote for your ZIP code and household.

How many Anthem plans are on-exchange vs off-exchange?

Anthem has 2,390 on-exchange (subsidy-eligible) and 1,442 off-exchange (carrier-direct, not subsidy-eligible). On-exchange plans qualify for federal Premium Tax Credits and (in 7 states) stacked state subsidies; off-exchange plans do not.

Sources

Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Full pricing pipeline + regulatory references at methodology; ACA terminology in the glossary.