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Cheapest 2026 ACA plans from Cigna
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Cigna sells 4,189 2026 ACA plans across 9 states. The cheapest Expanded Bronze plan a 40-year-old can enroll in is Cigna Connect Bronze 6500 Indiv Med Deductible at $395 per month before subsidies.
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Cheapest Cigna plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old, on-exchange, before any subsidy. Aggregated across every county where Cigna sells. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans |
|---|---|---|
| Expanded Bronze | $395 | 1,083 |
| Gold | $482 | 810 |
| Bronze | $485 | 67 |
| Silver | $510 | 1,182 |
The cheapest Cigna Bronze plan
Cigna Health and Life Insurance Company Connect Bronze 6500 Indiv Med Deductible
$395/moStates where Cigna sells 2026 plans
Cigna sells in 9 states for 2026 with a total of 4,189 plans (3,142 on-exchange, 1,047 off-exchange). Top 9 states by plan count:
| State | Plans |
|---|---|
| North Carolina | 1,000 |
| Virginia | 987 |
| Tennessee | 910 |
| Mississippi | 410 |
| Indiana | 301 |
| Texas | 195 |
| Colorado | 189 |
| Florida | 169 |
| Arizona | 28 |
Frequently asked questions
Where does Cigna sell ACA plans for 2026?
Cigna sells 4,189 2026 plans across 9 states. Plan availability and pricing vary by county; pick a state below to see the cheapest plan in that market.
What is the cheapest Cigna plan in 2026?
The cheapest Cigna plan a 40-year-old can enroll in is Cigna Health and Life Insurance Company Connect Bronze 6500 Indiv Med Deductible at $395 per month before subsidies. After federal APTC and any state premium subsidy, your net price may be lower; use the search form to get an exact quote for your ZIP code and household.
How many Cigna plans are on-exchange vs off-exchange?
Cigna has 3,142 on-exchange (subsidy-eligible) and 1,047 off-exchange (carrier-direct, not subsidy-eligible). On-exchange plans qualify for federal Premium Tax Credits and (in 7 states) stacked state subsidies; off-exchange plans do not.
Sources
- CMS QHP Landscape PUF (FFM on-exchange).
- HIX Compare 2026 individual dataset (SBE on/off-exchange + FFM off-exchange).
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Full pricing pipeline + regulatory references at methodology; ACA terminology in the glossary.