Oklahoma
Cheapest ACA plans in Logan County, Oklahoma for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Logan County, Oklahoma has 7 on-exchange carriers offering 103 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is Oscar Insurance Company Bronze Simple at $436 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Logan County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Logan County |
|---|---|---|
| Catastrophic | $314 | 2 |
| Expanded Bronze | $436 | 30 |
| Bronze | $495 | 4 |
| Silver | $561 | 38 |
| Gold | $579 | 29 |
The actual cheapest Bronze plan in Logan County
Oscar Insurance Company Bronze Simple
$436/moFor a family of four (two 40-year-olds and two kids under 14): Oscar Insurance Company Bronze Simple at $1,394/month before subsidies.
Carriers selling 2026 plans in Logan County
7 carriers sell 2026 plans on Healthcare.gov; 1 additional carrier offers off-exchange-only plans (not subsidy-eligible). 150 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| Blue Cross and Blue Shield of Oklahoma | 22 |
| Ambetter | 20 |
| Medica | 18 |
| Oscar | 14 |
| UnitedHealthcare | 13 |
| CommunityCare | 10 |
| Mending Health | 6 |
Also selling off-exchange only
These carriers sell plans directly (not through Healthcare.gov). Off-exchange plans are not eligible for federal APTC or state subsidies.
| Carrier | Off-exchange plans |
|---|---|
| Bankers Reserve Life Insurance Company of Wisconsin | 26 |
What you'll actually pay in Logan County
Estimated monthly net premium for the cheapest Bronze plan above ($436/mo before subsidy) on Healthcare.gov, after federal APTC. APTC is computed against the Logan Countybenchmark Silver per 26 USC §36B. Approximate; exact net varies by plan's EHB% and child-rate structure.
Single 40-year-old
| Annual income | FPL % | Federal APTC | Cheapest Bronze net |
|---|---|---|---|
| $25,000 | 160% | $465/mo | $0/mo |
| $40,000 | 256% | $275/mo | $161/mo |
| $60,000 | 383% | $64/mo | $372/mo |
| $100,000 | 639% | — | $436/mo |
Family of 4 (two 40-year-olds, two children)
| Annual income | FPL % | Federal APTC | Cheapest Bronze net |
|---|---|---|---|
| $40,000 | 124% | — | Medicaid likely |
| $80,000 | 249% | $1,235/mo | $159/mo |
| $130,000 | 404% | — | $1,394/mo |
| $200,000 | 622% | — | $1,394/mo |
FPL = Federal Poverty Level. APTC = Advance Premium Tax Credit (the federal subsidy). Off-exchange and Catastrophic plans are not APTC-eligible. Enter your real income on the home page to see plan-specific net premium with the per-plan EHB-percent cap applied.
Frequently asked questions
What is the cheapest ACA plan in Logan County, Oklahoma for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is Oscar Insurance Company Bronze Simple at $436 per month before subsidies. Plans sell through Healthcare.gov. Data refreshed 2026-04-19T08:08:55.462Z.
Does Oklahoma use Healthcare.gov?
Yes. Oklahoma participates in the federally-facilitated Marketplace (FFM), so enrollment and subsidy applications run through healthcare.gov. Oklahoma does not operate a state-based exchange for PY2026.
Has Oklahoma expanded Medicaid?
Yes, effective July 1, 2021, under State Question 802, a voter-approved constitutional amendment passed in June 2020 with roughly 50.5% support. Gov. Kevin Stitt opposed expansion but was constitutionally required to implement. Adults 19-64 up to 138% FPL qualify for SoonerCare, so there is no coverage gap.
What was State Question 802?
SQ 802 was a 2020 Oklahoma ballot measure that amended the state constitution to require Medicaid expansion under the ACA. Voters approved it in June 2020 with about 50.5% support. Because expansion was written into the constitution, Gov. Stitt could not refuse to implement; coverage began July 1, 2021, and added roughly 300,000 Oklahomans to SoonerCare.
More Oklahoma pricing
Sources
- HealthCare.gov for enrollment, OEP dates, and federal APTC / CSR application.
- Oklahoma Insurance Department for rate review, carrier filings, and consumer guidance.
- Oklahoma Health Care Authority: SoonerCare / Medicaid Expansion for SoonerCare eligibility and post-SQ 802 Medicaid expansion.
- KFF: Oklahoma State Health Facts for Medicaid expansion, enrollment, and benchmark premium context.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Full pricing pipeline + regulatory references at methodology; ACA terminology in the glossary.