Carrier profile
Cheapest 2026 ACA plans from Medica
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Medica sells 5,371 2026 ACA plans across 7 states. The cheapest Expanded Bronze plan a 40-year-old can enroll in is Medica Inspire by Medica Bronze Share at $359 per month before subsidies.
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Cheapest Medica plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old, on-exchange, before any subsidy. Aggregated across every county where Medica sells. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans |
|---|---|---|
| Expanded Bronze | $359 | 1,481 |
| Bronze | $363 | 240 |
| Silver | $445 | 1,684 |
| Gold | $513 | 1,336 |
The cheapest Medica Bronze plan
Medica Insurance Company Inspire by Medica Bronze Share
$359/moStates where Medica sells 2026 plans
Medica sells in 7 states for 2026 with a total of 5,371 plans (4,741 on-exchange, 630 off-exchange). Top 7 states by plan count:
Frequently asked questions
Where does Medica sell ACA plans for 2026?
Medica sells 5,371 2026 plans across 7 states. Plan availability and pricing vary by county; pick a state below to see the cheapest plan in that market.
What is the cheapest Medica plan in 2026?
The cheapest Medica plan a 40-year-old can enroll in is Medica Insurance Company Inspire by Medica Bronze Share at $359 per month before subsidies. After federal APTC and any state premium subsidy, your net price may be lower; use the search form to get an exact quote for your ZIP code and household.
How many Medica plans are on-exchange vs off-exchange?
Medica has 4,741 on-exchange (subsidy-eligible) and 630 off-exchange (carrier-direct, not subsidy-eligible). On-exchange plans qualify for federal Premium Tax Credits and (in 7 states) stacked state subsidies; off-exchange plans do not.
Sources
- CMS QHP Landscape PUF (FFM on-exchange).
- HIX Compare 2026 individual dataset (SBE on/off-exchange + FFM off-exchange).
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Full pricing pipeline + regulatory references at methodology; ACA terminology in the glossary.