Minnesota
Cheapest ACA plans in Hennepin County, Minnesota for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Hennepin County, Minnesota has 5 on-exchange carriers offering 98 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is HealthPartners, Inc. Select $8400 HSA Bronze at $340 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Hennepin County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Hennepin County |
|---|---|---|
| Expanded Bronze | $340 | 29 |
| Bronze | $362 | 10 |
| Silver | $384 | 38 |
| Gold | $440 | 21 |
The actual cheapest Bronze plan in Hennepin County
HealthPartners, Inc. Select $8400 HSA Bronze
$340/moFor a family of four (two 40-year-olds and two kids under 14): HealthPartners, Inc. Select $8400 HSA Bronze at $1,154/month before subsidies.
Carriers selling 2026 plans in Hennepin County
5 carriers sell 2026 plans on MNsure. 109 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| Medica | 46 |
| HealthPartners, Inc. | 15 |
| UCare Minnesota | 14 |
| HMO MINNESOTA | 13 |
| HealthPartners | 10 |
Frequently asked questions
What is the cheapest ACA plan in Hennepin County, Minnesota for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is HealthPartners, Inc. Select $8400 HSA Bronze at $340 per month before subsidies. Plans sell through MNsure. Data refreshed 2026-04-19T08:08:55.462Z.
Is Minnesota on Healthcare.gov?
No. Minnesota runs its own state-based exchange, MNsure, and has since 2014. Healthcare.gov does not serve Minnesota. Enrollment runs through mnsure.org.
What is MinnesotaCare and how is it different from Medical Assistance?
MinnesotaCare is Minnesota’s Basic Health Program (BHP) under ACA §1331. It covers adults 138-200% FPL at low premiums and cost-sharing. Medical Assistance is Minnesota’s Medicaid program, which covers adults 19-64 up to 138% FPL under expansion. Together they close the income gap that, in other states, is filled by subsidized Marketplace plans. Minnesota and New York are the only two states with an active BHP.
Has Minnesota expanded Medicaid?
Yes, effective January 1, 2014. Minnesota expanded Medical Assistance (its Medicaid program) to adults 19-64 up to 138% FPL. Together with MinnesotaCare (138-200% FPL BHP), Minnesota has among the most comprehensive public-coverage ladders of any state.
More Minnesota pricing
Sources
- MNsure for SBE enrollment, OEP dates, and APTC application.
- Minnesota Department of Commerce for rate review, carrier filings, and consumer guidance.
- Minnesota Department of Human Services: MinnesotaCare and Medical Assistance for BHP and Medicaid eligibility and enrollment.
- KFF: Minnesota State Health Facts for Medicaid expansion, BHP, and benchmark premium context.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.