Minnesota
Cheapest ACA plans in Elko New Market, Minnesota for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Elko New Market is in Scott County, Minnesota. 5 carriers sell 2026 ACA plans on MNsure for residents of Scott County, and the cheapest Bronze plan a 40-year-old can enroll in starts at $340/month before any subsidy. Carriers are licensed and rated at the county level, so the plans below cover everyone in Scott County, including Elko New Market.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Elko New Market (Scott County), on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Scott County |
|---|---|---|
| Expanded Bronze | $340 | 23 |
| Bronze | $362 | 6 |
| Silver | $384 | 28 |
| Gold | $440 | 17 |
The actual cheapest Bronze plan in Elko New Market
HealthPartners, Inc. Select $8400 HSA Bronze
$340/moFor a family of four (two 40-year-olds and two kids under 14): HealthPartners, Inc. Select $8400 HSA Bronze at $1,154/month before subsidies.
Carriers selling 2026 plans in Elko New Market
5 carriers sell 2026 plans on MNsure for Scott County residents. 85 plans total in Scott County.
| Carrier | On-exchange plans |
|---|---|
| Medica | 22 |
| HealthPartners, Inc. | 15 |
| UCare Minnesota | 14 |
| HMO MINNESOTA | 13 |
| HealthPartners | 10 |
What you'll actually pay in Elko New Market
Estimated monthly net premium for the cheapest Bronze plan above ($340/mo before subsidy) on MNsure, after federal APTC. APTC is computed against the Scott Countybenchmark Silver per 26 USC §36B. Approximate; exact net varies by plan's EHB% and child-rate structure.
Single 40-year-old
| Annual income | FPL % | Federal APTC | Cheapest Bronze net |
|---|---|---|---|
| $25,000 | 160% | $291/mo | $49/mo |
| $40,000 | 256% | $101/mo | $239/mo |
| $60,000 | 383% | $0/mo | $340/mo |
| $100,000 | 639% | — | $340/mo |
Family of 4 (two 40-year-olds, two children)
| Annual income | FPL % | Federal APTC | Cheapest Bronze net |
|---|---|---|---|
| $40,000 | 124% | — | Medicaid likely |
| $80,000 | 249% | $754/mo | $400/mo |
| $130,000 | 404% | — | $1,154/mo |
| $200,000 | 622% | — | $1,154/mo |
FPL = Federal Poverty Level. APTC = Advance Premium Tax Credit (the federal subsidy). Off-exchange and Catastrophic plans are not APTC-eligible. Enter your real income on the home page to see plan-specific net premium with the per-plan EHB-percent cap applied.
Frequently asked questions
What is the cheapest ACA plan in Elko New Market, Minnesota for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is HealthPartners, Inc. Select $8400 HSA Bronze at $340 per month before subsidies. Plans sell through MNsure. Elko New Market is in Scott County, Minnesota; carriers are licensed and rated at the county level. Data refreshed 2026-04-19T08:08:55.462Z.
How does Elko New Market's 2026 ACA pricing compare to other Minnesota cities?
Cheapest Bronze for a 40-year-old in Elko New Market is $340 per month before subsidies. For comparison: Minneapolis at $340/mo; Saint Paul at $340/mo; Duluth at $451/mo. Different cities can have different cheapest plans because plans are sold per county and carrier participation varies by jurisdiction.
Is Minnesota on Healthcare.gov?
No. Minnesota runs its own state-based exchange, MNsure, and has since 2014. Healthcare.gov does not serve Minnesota. Enrollment runs through mnsure.org.
What is MinnesotaCare and how is it different from Medical Assistance?
MinnesotaCare is Minnesota’s Basic Health Program (BHP) under ACA §1331. It covers adults 138-200% FPL at low premiums and cost-sharing. Medical Assistance is Minnesota’s Medicaid program, which covers adults 19-64 up to 138% FPL under expansion. Together they close the income gap that, in other states, is filled by subsidized Marketplace plans. Minnesota and New York are the only two states with an active BHP.
Has Minnesota expanded Medicaid?
Yes, effective January 1, 2014. Minnesota expanded Medical Assistance (its Medicaid program) to adults 19-64 up to 138% FPL. Together with MinnesotaCare (138-200% FPL BHP), Minnesota has among the most comprehensive public-coverage ladders of any state.
More Minnesota pricing
- Statewide Minnesota pricing and metal tiers
- Minneapolis pricingcheapest Bronze $340/mo
- Saint Paul pricingcheapest Bronze $340/mo
- Duluth pricingcheapest Bronze $451/mo
Sources
- MNsure for SBE enrollment, OEP dates, and APTC application.
- Minnesota Department of Commerce for rate review, carrier filings, and consumer guidance.
- Minnesota Department of Human Services: MinnesotaCare and Medical Assistance for BHP and Medicaid eligibility and enrollment.
- KFF: Minnesota State Health Facts for Medicaid expansion, BHP, and benchmark premium context.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Full pricing pipeline + regulatory references at methodology; ACA terminology in the glossary.