Iowa
Cheapest ACA plans in Pottawattamie County, Iowa for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Pottawattamie County, Iowa has 5 on-exchange carriers offering 66 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is Wellmark Health Plan of Iowa, Inc. Wellmark Bronze Traditional HMO at $409 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Pottawattamie County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Pottawattamie County |
|---|---|---|
| Catastrophic | $399 | 1 |
| Expanded Bronze | $409 | 23 |
| Gold | $560 | 21 |
| Silver | $563 | 21 |
The actual cheapest Bronze plan in Pottawattamie County
Wellmark Health Plan of Iowa, Inc. Wellmark Bronze Traditional HMO
$409/moFor a family of four (two 40-year-olds and two kids under 14): Wellmark Health Plan of Iowa, Inc. Wellmark Bronze Traditional HMO at $1,307/month before subsidies.
Carriers selling 2026 plans in Pottawattamie County
5 carriers sell 2026 plans on Healthcare.gov. 71 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| Medica | 21 |
| Ambetter | 16 |
| UnitedHealthcare Plan of the River Valley, Inc. | 12 |
| Oscar | 10 |
| Wellmark Health Plan of Iowa, Inc. | 7 |
Frequently asked questions
What is the cheapest ACA plan in Pottawattamie County, Iowa for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is Wellmark Health Plan of Iowa, Inc. Wellmark Bronze Traditional HMO at $409 per month before subsidies. Plans sell through Healthcare.gov. Data refreshed 2026-04-19T08:08:55.462Z.
Does Iowa use Healthcare.gov?
Yes. Iowa participates in the federally-facilitated Marketplace (FFM), so enrollment and subsidy applications run through healthcare.gov. Iowa does not operate a state-based exchange.
Has Iowa expanded Medicaid?
Yes, effective January 2014, through the Iowa Health and Wellness Plan (a §1115 waiver program). Adults 19-64 with income up to 138% FPL qualify regardless of parental status or disability, so there is no coverage gap in Iowa.
Which carriers offer Iowa plans on Healthcare.gov?
For PY2026, expect Wellmark Blue Cross Blue Shield (the dominant statewide carrier, which returned to the on-exchange market for PY2022 after exiting in 2018), plus Medica and Oscar Health in select metros. County-level availability varies.
More Iowa pricing
Sources
- HealthCare.gov for enrollment, OEP dates, and federal APTC / CSR application.
- Iowa Insurance Division for rate review, carrier filings, and consumer guidance.
- Iowa Department of Health and Human Services: Medicaid for Medicaid eligibility and Iowa Health and Wellness Plan enrollment.
- KFF: Iowa State Health Facts for Medicaid expansion, enrollment, and benchmark premium context.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.