Utah
Cheapest ACA plans in Salt Lake County, Utah for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Salt Lake County, Utah has 5 on-exchange carriers offering 49 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is Regence BlueCross BlueShield of Utah Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits at $441 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Salt Lake County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Salt Lake County |
|---|---|---|
| Expanded Bronze | $441 | 13 |
| Bronze | $485 | 1 |
| Silver | $559 | 16 |
| Gold | $646 | 15 |
| Platinum | $919 | 4 |
The actual cheapest Bronze plan in Salt Lake County
Regence BlueCross BlueShield of Utah Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits
$441/moFor a family of four (two 40-year-olds and two kids under 14): Regence BlueCross BlueShield of Utah Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits at $1,411/month before subsidies.
Carriers selling 2026 plans in Salt Lake County
5 carriers sell 2026 plans on Healthcare.gov. 49 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| SelectHealth | 21 |
| University of Utah Health Plans | 12 |
| Regence BlueCross BlueShield | 8 |
| Imperial Health Plan of the Southwest, Inc. | 5 |
| BridgeSpan Health Company | 3 |
Frequently asked questions
What is the cheapest ACA plan in Salt Lake County, Utah for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is Regence BlueCross BlueShield of Utah Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits at $441 per month before subsidies. Plans sell through Healthcare.gov. Data refreshed 2026-04-19T08:08:55.462Z.
Does Utah use Healthcare.gov?
Yes. Utah participates in the federally-facilitated Marketplace (FFM), so enrollment and subsidy applications run through healthcare.gov. Utah does not operate a state-based exchange.
Has Utah expanded Medicaid?
Yes, effective January 1, 2020. Adults 19-64 up to 138% FPL qualify regardless of parental status or disability, so there is no coverage gap in Utah.
What was the Proposition 3 arc?
Utah voters approved Proposition 3 in November 2018 directing full ACA Medicaid expansion to 138% FPL. The Utah legislature then passed SB 96 scaling back to partial expansion at 100% FPL and seeking federal approval for per-capita caps. CMS denied the partial-expansion waiver over several rounds. Utah ultimately implemented full expansion to 138% FPL on January 1, 2020.
More Utah pricing
Sources
- HealthCare.gov for enrollment, OEP dates, and federal APTC / CSR application.
- Utah Insurance Department for rate review, carrier filings, and consumer guidance.
- Utah Medicaid: Department of Health and Human Services for Medicaid expansion eligibility and enrollment.
- Utah Proposition 3 (2018 Ballot) for the voter-approved full Medicaid expansion and subsequent implementation arc.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.