CheapestACA Plans

Georgia

Cheapest ACA plans in Henry County, Georgia for 2026

Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.

Henry County, Georgia (McDonough and Stockbridge) sits in metro Atlanta's southeast exurban ring. Nine on-exchange carriers compete on Georgia Access, with Ambetter of Peach State (31 plans), Oscar Health Plan of Georgia, and Anthem BCBS Healthcare Plan of Georgia leading. Aetna, Alliant, CareSource, Kaiser, and Molina also sell here. Plans sell through GeorgiaAccess.gov, not HealthCare.gov. Georgia runs no state premium-subsidy program; federal APTC is the only subsidy layer for 2026. Tobacco surcharges are carrier-set, not capped at the state level.

Find your cheapest plan

Cheapest plans by metal tier

Lowest 2026 monthly premium for a single 40-year-old in Henry County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).

TierCheapest age 40 monthlyPlans in Henry County
Catastrophic$4874
Expanded Bronze$50854
Bronze$5918
Silver$62164
Gold$64443

The actual cheapest Bronze plan in Henry County

AMGP Georgia Managed Care Company, Inc. Anthem Bronze Blue Value HMO 10600 $35 $0 Virtual PCP $0 Select Drugs

$508/mo
Expanded BronzeDeductible $10,600MOOP $10,600HSA-eligible

For a family of four (two 40-year-olds and two kids under 14): AMGP Georgia Managed Care Company, Inc. Anthem Bronze Blue Value HMO 10600 $35 $0 Virtual PCP $0 Select Drugs at $1,625/month before subsidies.

Carriers selling 2026 plans in Henry County

9 carriers sell 2026 plans on Georgia Access; 1 additional carrier offers off-exchange-only plans (not subsidy-eligible). 278 plans total in this county.

CarrierOn-exchange plans
Ambetter of Peach State Inc.31
Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.27
Oscar Health Plan of Georgia27
Kaiser Foundation Health Plan of Georgia24
CareSource Georgia Co.20
UnitedHealthcare of Georgia, Inc.14
Cigna HealthCare of Georgia11
Alliant Health Plans11
AMGP Georgia Managed Care Company, Inc.8

Also selling off-exchange only

These carriers sell plans directly (not through Georgia Access). Off-exchange plans are not eligible for federal APTC or state subsidies.

CarrierOff-exchange plans
Peach State Health Plan, Inc.30

Frequently asked questions

What is the cheapest ACA plan in Henry County, Georgia for 2026?

The cheapest Bronze plan a 40-year-old can enroll in is AMGP Georgia Managed Care Company, Inc. Anthem Bronze Blue Value HMO 10600 $35 $0 Virtual PCP $0 Select Drugs at $508 per month before subsidies. Plans sell through Georgia Access. Data refreshed 2026-04-19T08:08:55.462Z.

Is Georgia on Healthcare.gov or Georgia Access for 2026?

Georgia Access. Georgia transitioned from Healthcare.gov to its own State-Based Exchange for PY2025, and PY2026 is Georgia Access's second year. Healthcare.gov no longer serves Georgia residents. Consumers who were on Healthcare.gov were auto-migrated to Georgia Access ahead of PY2025.

How is Georgia Access different from Healthcare.gov?

Georgia Access uses a decentralized enrollment model: consumers can enroll through the state portal at georgiaaccess.gov, through Enhanced Direct Enrollment web brokers, directly with insurance carriers, or through certified agents and navigators. Healthcare.gov used a single federal portal with a limited broker pathway. Plans, subsidies, and coverage terms are federally governed either way.

I earn less than the poverty line. Why can't I get a subsidy?

Because Georgia has not expanded Medicaid, APTC eligibility still starts at 100% FPL. Adults below 100% FPL who don't qualify for traditional Medicaid or Pathways fall into the coverage gap. Georgia Pathways to Coverage covers adults up to 100% FPL with an 80-hour-per-month work requirement, but enrollment has been far below the ~359,000 coverage-gap population.

More Georgia pricing

Sources

Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.