Delaware
Cheapest ACA plans in Kent County, Delaware for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Kent County, Delaware has 4 on-exchange carriers offering 40 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is AmeriHealth Caritas VIP Next, Inc. AmeriHealth Caritas Next Bronze Essential + No-Referrals at $542 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Kent County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Kent County |
|---|---|---|
| Catastrophic | $468 | 1 |
| Bronze | $542 | 3 |
| Expanded Bronze | $559 | 10 |
| Silver | $685 | 10 |
| Gold | $727 | 14 |
| Platinum | $1,015 | 2 |
The actual cheapest Bronze plan in Kent County
AmeriHealth Caritas VIP Next, Inc. AmeriHealth Caritas Next Bronze Essential + No-Referrals
$542/moFor a family of four (two 40-year-olds and two kids under 14): AmeriHealth Caritas VIP Next, Inc. AmeriHealth Caritas Next Bronze Essential + No-Referrals at $1,734/month before subsidies.
Carriers selling 2026 plans in Kent County
4 carriers sell 2026 plans on Healthcare.gov. 44 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| Ambetter | 17 |
| Highmark BCBSD Inc. | 14 |
| AmeriHealth Caritas VIP Next, Inc. | 8 |
| Highmark BlueCross BlueShield | 1 |
Frequently asked questions
What is the cheapest ACA plan in Kent County, Delaware for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is AmeriHealth Caritas VIP Next, Inc. AmeriHealth Caritas Next Bronze Essential + No-Referrals at $542 per month before subsidies. Plans sell through Healthcare.gov. Data refreshed 2026-04-19T08:08:55.462Z.
Does Delaware use Healthcare.gov?
Yes. Delaware uses the federally-facilitated Marketplace (FFM) at healthcare.gov. Delaware does not operate a state-based exchange for PY2026.
Has Delaware expanded Medicaid?
Yes, effective January 2014. Adults 19-64 with income up to 138% FPL qualify for Delaware Medicaid regardless of parental status or disability, so there is no coverage gap.
What is the Delaware Reinsurance Program?
The Delaware Individual Health Insurance Market Stabilization Reinsurance Program is a §1332 waiver active since plan year 2020 under 18 Del. C. Chapter 85. It reimburses insurers for a share of high-cost claims, pulling individual-market premiums down before APTC applies. You don't apply for it; savings are already reflected in posted rates.
More Delaware pricing
Sources
- HealthCare.gov for enrollment, OEP dates, and federal APTC / CSR application.
- Delaware Department of Insurance for rate review, §1332 reinsurance administration, and consumer guidance.
- Delaware Health and Social Services: Medicaid for state Medicaid eligibility up to 138% FPL under expansion.
- 18 Del. C. Chapter 85: Individual Health Insurance Market Stabilization Reinsurance Program for the statutory basis of Delaware reinsurance.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.