Arkansas
Cheapest ACA plans in Arkansas County, Arkansas for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Arkansas County, Arkansas has 7 on-exchange carriers offering 52 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is USAble HMO, Inc. d/b/a Octave Bronze Exp Standardized at $447 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Arkansas County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Arkansas County |
|---|---|---|
| Catastrophic | $356 | 1 |
| Expanded Bronze | $447 | 14 |
| Gold | $647 | 18 |
| Silver | $753 | 17 |
| Platinum | $833 | 2 |
The actual cheapest Bronze plan in Arkansas County
USAble HMO, Inc. d/b/a Octave Bronze Exp Standardized
$447/moFor a family of four (two 40-year-olds and two kids under 14): USAble HMO, Inc. d/b/a Octave Bronze Exp Standardized at $1,431/month before subsidies.
Carriers selling 2026 plans in Arkansas County
7 carriers sell 2026 plans on Healthcare.gov. 52 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| Ambetter | 14 |
| QCA Health Plan, Inc. | 10 |
| HMO Partners, Inc. d/b/a Health Advantage | 8 |
| QualChoice Life and Health Insurance Company, Inc. | 7 |
| USAble HMO, Inc. d/b/a Octave | 6 |
| USAble Mutual Insurance Company | 6 |
| Arkansas BlueCross BlueShield | 1 |
Frequently asked questions
What is the cheapest ACA plan in Arkansas County, Arkansas for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is USAble HMO, Inc. d/b/a Octave Bronze Exp Standardized at $447 per month before subsidies. Plans sell through Healthcare.gov. Data refreshed 2026-04-19T08:08:55.462Z.
Does Arkansas use Healthcare.gov?
Yes. Arkansas uses the federally-facilitated Marketplace (FFM) at healthcare.gov for Marketplace enrollment. Arkansas does not operate a state-based exchange for PY2026.
What is ARHOME and how does it differ from regular Medicaid?
ARHOME (Arkansas Health and Opportunity for Me) is the current name of Arkansas's §1115 Medicaid expansion waiver, which started as the "Private Option" in 2014 and was renamed Arkansas Works in 2017. Instead of fee-for-service Medicaid, expansion adults 19-64 up to 138% FPL are enrolled into Qualified Health Plans from participating Marketplace carriers, with the state Medicaid program paying the premium. Apply through Access Arkansas rather than healthcare.gov if you are below 138% FPL.
Has Arkansas expanded Medicaid?
Yes, since January 2014 (originally as the Private Option, now as ARHOME). There is no coverage gap in Arkansas. Adults 19-64 up to 138% FPL qualify for expansion coverage regardless of parental status or disability.
More Arkansas pricing
Sources
- HealthCare.gov for enrollment, OEP dates, and federal APTC / CSR application.
- Arkansas Insurance Department: Rate Filings for state regulatory oversight of individual-market filings and rate review.
- Arkansas DHS: ARHOME for the §1115 Medicaid expansion demonstration and QHP-based delivery.
- CMS: Arkansas §1115 Demonstration for federal approval of the ARHOME waiver.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.