Carrier profile
Cheapest 2026 ACA plans from Wellpoint
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Wellpoint sells 1,824 2026 ACA plans across 2 states. The cheapest Expanded Bronze plan a 40-year-old can enroll in is Wellpoint Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) at $418 per month before subsidies.
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Cheapest Wellpoint plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old, on-exchange, before any subsidy. Aggregated across every county where Wellpoint sells. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans |
|---|---|---|
| Catastrophic | $397 | 54 |
| Expanded Bronze | $418 | 306 |
| Gold | $568 | 276 |
| Silver | $653 | 306 |
The cheapest Wellpoint Bronze plan
Wellpoint Insurance Company Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
$418/moStates where Wellpoint sells 2026 plans
Wellpoint sells in 2 states for 2026 with a total of 1,824 plans (942 on-exchange, 882 off-exchange). Top 2 states by plan count:
Frequently asked questions
Where does Wellpoint sell ACA plans for 2026?
Wellpoint sells 1,824 2026 plans across 2 states. Plan availability and pricing vary by county; pick a state below to see the cheapest plan in that market.
What is the cheapest Wellpoint plan in 2026?
The cheapest Wellpoint plan a 40-year-old can enroll in is Wellpoint Insurance Company Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) at $418 per month before subsidies. After federal APTC and any state premium subsidy, your net price may be lower; use the search form to get an exact quote for your ZIP code and household.
How many Wellpoint plans are on-exchange vs off-exchange?
Wellpoint has 942 on-exchange (subsidy-eligible) and 882 off-exchange (carrier-direct, not subsidy-eligible). On-exchange plans qualify for federal Premium Tax Credits and (in 7 states) stacked state subsidies; off-exchange plans do not.
Sources
- CMS QHP Landscape PUF (FFM on-exchange).
- HIX Compare 2026 individual dataset (SBE on/off-exchange + FFM off-exchange).
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Full pricing pipeline + regulatory references at methodology; ACA terminology in the glossary.