CheapestACA Plans

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Cheapest 2026 ACA plans from Molina

Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.

Molina sells 2,297 2026 ACA plans across 3 states. The cheapest Expanded Bronze plan a 40-year-old can enroll in is Molina Molina Bronze Saver 7000 at $428 per month before subsidies.

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Cheapest Molina plans by metal tier

Lowest 2026 monthly premium for a single 40-year-old, on-exchange, before any subsidy. Aggregated across every county where Molina sells. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).

TierCheapest age 40 monthlyPlans
Expanded Bronze$428779
Silver$489648
Gold$566870

The cheapest Molina Bronze plan

Molina Healthcare Molina Bronze Saver 7000

$428/mo
Expanded BronzeAshtabulaDeductible $7,000MOOP $10,200HSA-eligible

States where Molina sells 2026 plans

Molina sells in 3 states for 2026 with a total of 2,297 plans (2,297 on-exchange, 0 off-exchange). Top 3 states by plan count:

StatePlans
Ohio1,757
Florida384
Texas156

Frequently asked questions

Where does Molina sell ACA plans for 2026?

Molina sells 2,297 2026 plans across 3 states. Plan availability and pricing vary by county; pick a state below to see the cheapest plan in that market.

What is the cheapest Molina plan in 2026?

The cheapest Molina plan a 40-year-old can enroll in is Molina Healthcare Molina Bronze Saver 7000 at $428 per month before subsidies. After federal APTC and any state premium subsidy, your net price may be lower; use the search form to get an exact quote for your ZIP code and household.

How many Molina plans are on-exchange vs off-exchange?

Molina has all 2,297 on-exchange (subsidy-eligible). On-exchange plans qualify for federal Premium Tax Credits and (in 7 states) stacked state subsidies; off-exchange plans do not.

Sources

Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Full pricing pipeline + regulatory references at methodology; ACA terminology in the glossary.