CheapestACA Plans

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Cheapest 2026 ACA plans from Florida Blue

Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.

Florida Blue sells 6,195 2026 ACA plans across 1 state. The cheapest Bronze plan a 40-year-old can enroll in is Florida Blue myBlue Bronze 26M01-23 (Rewards) at $489 per month before subsidies.

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Cheapest Florida Blue plans by metal tier

Lowest 2026 monthly premium for a single 40-year-old, on-exchange, before any subsidy. Aggregated across every county where Florida Blue sells. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).

TierCheapest age 40 monthlyPlans
Bronze$489212
Expanded Bronze$5151,038
Silver$6411,298
Gold$748665
Platinum$980563

The cheapest Florida Blue Bronze plan

Florida Blue HMO (a BlueCross BlueShield FL company) myBlue Bronze 26M01-23 (Rewards)

$489/mo
BronzePinellasDeductible $10,125MOOP $10,150HSA-eligible

States where Florida Blue sells 2026 plans

Florida Blue sells in 1 state for 2026 with a total of 6,195 plans (3,776 on-exchange, 2,419 off-exchange). Top 1 state by plan count:

StatePlans
Florida6,195

Frequently asked questions

Where does Florida Blue sell ACA plans for 2026?

Florida Blue sells 6,195 2026 plans across 1 state. Plan availability and pricing vary by county; pick a state below to see the cheapest plan in that market.

What is the cheapest Florida Blue plan in 2026?

The cheapest Florida Blue plan a 40-year-old can enroll in is Florida Blue HMO (a BlueCross BlueShield FL company) myBlue Bronze 26M01-23 (Rewards) at $489 per month before subsidies. After federal APTC and any state premium subsidy, your net price may be lower; use the search form to get an exact quote for your ZIP code and household.

How many Florida Blue plans are on-exchange vs off-exchange?

Florida Blue has 3,776 on-exchange (subsidy-eligible) and 2,419 off-exchange (carrier-direct, not subsidy-eligible). On-exchange plans qualify for federal Premium Tax Credits and (in 7 states) stacked state subsidies; off-exchange plans do not.

Sources

Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Full pricing pipeline + regulatory references at methodology; ACA terminology in the glossary.