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Cheapest 2026 ACA plans from BlueCross BlueShield of North Carolina
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
BlueCross BlueShield of North Carolina sells 3,875 2026 ACA plans across 1 state. The cheapest Expanded Bronze plan a 40-year-old can enroll in is BlueCross BlueShield of North Carolina Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance at $446 per month before subsidies.
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Cheapest BlueCross BlueShield of North Carolina plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old, on-exchange, before any subsidy. Aggregated across every county where BlueCross BlueShield of North Carolina sells. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans |
|---|---|---|
| Expanded Bronze | $446 | 888 |
| Silver | $584 | 678 |
| Gold | $613 | 468 |
The cheapest BlueCross BlueShield of North Carolina Bronze plan
Blue Cross and Blue Shield of NC Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance
$446/moStates where BlueCross BlueShield of North Carolina sells 2026 plans
BlueCross BlueShield of North Carolina sells in 1 state for 2026 with a total of 3,875 plans (2,034 on-exchange, 1,841 off-exchange). Top 1 state by plan count:
| State | Plans |
|---|---|
| North Carolina | 3,875 |
Frequently asked questions
Where does BlueCross BlueShield of North Carolina sell ACA plans for 2026?
BlueCross BlueShield of North Carolina sells 3,875 2026 plans across 1 state. Plan availability and pricing vary by county; pick a state below to see the cheapest plan in that market.
What is the cheapest BlueCross BlueShield of North Carolina plan in 2026?
The cheapest BlueCross BlueShield of North Carolina plan a 40-year-old can enroll in is Blue Cross and Blue Shield of NC Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance at $446 per month before subsidies. After federal APTC and any state premium subsidy, your net price may be lower; use the search form to get an exact quote for your ZIP code and household.
How many BlueCross BlueShield of North Carolina plans are on-exchange vs off-exchange?
BlueCross BlueShield of North Carolina has 2,034 on-exchange (subsidy-eligible) and 1,841 off-exchange (carrier-direct, not subsidy-eligible). On-exchange plans qualify for federal Premium Tax Credits and (in 7 states) stacked state subsidies; off-exchange plans do not.
Sources
- CMS QHP Landscape PUF (FFM on-exchange).
- HIX Compare 2026 individual dataset (SBE on/off-exchange + FFM off-exchange).
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Full pricing pipeline + regulatory references at methodology; ACA terminology in the glossary.