Wyoming
Cheapest ACA plans in Albany County, Wyoming for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Albany County, Wyoming has 2 on-exchange carriers offering 23 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is Blue Cross Blue Shield of Wyoming BlueSelect Bronze Basic at $795 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Albany County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Albany County |
|---|---|---|
| Bronze | $795 | 1 |
| Expanded Bronze | $830 | 6 |
| Gold | $1,013 | 7 |
| Silver | $1,103 | 9 |
The actual cheapest Bronze plan in Albany County
Blue Cross Blue Shield of Wyoming BlueSelect Bronze Basic
$795/moFor a family of four (two 40-year-olds and two kids under 14): Blue Cross Blue Shield of Wyoming BlueSelect Bronze Basic at $2,541/month before subsidies.
Carriers selling 2026 plans in Albany County
2 carriers sell 2026 plans on Healthcare.gov. 37 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| UnitedHealthcare | 12 |
| BlueCross BlueShield of Wyoming | 11 |
Frequently asked questions
What is the cheapest ACA plan in Albany County, Wyoming for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is Blue Cross Blue Shield of Wyoming BlueSelect Bronze Basic at $795 per month before subsidies. Plans sell through Healthcare.gov. Data refreshed 2026-04-19T08:08:55.462Z.
Does Wyoming use Healthcare.gov?
Yes. Wyoming participates in the federally-facilitated Marketplace (FFM), so enrollment and subsidy applications run through healthcare.gov. Wyoming does not operate a state-based exchange.
Has Wyoming expanded Medicaid?
No. Wyoming has not adopted ACA Medicaid expansion. Wyoming Medicaid for non-disabled adults is extremely narrow (parents roughly below 59% FPL, pregnant women, and categorically needy groups), and childless non-disabled adults are generally ineligible regardless of income, which leaves a coverage gap.
How big is the Wyoming coverage gap?
Wyoming is the smallest state by population, so the absolute size of the coverage gap is small in head count, but a meaningful share of low-income adults below 100% FPL are not eligible for Medicaid and also cannot receive federal premium tax credits. Options include community health centers, hospital charity care, and Indian Health Service (IHS) for eligible tribal members.
More Wyoming pricing
Sources
- HealthCare.gov for enrollment, OEP dates, and federal APTC / CSR application.
- Wyoming Department of Insurance for state regulatory oversight of individual-market filings and rate review.
- Wyoming Medicaid: Department of Health for state Medicaid eligibility categories under non-expansion rules.
- KFF: Wyoming State Health Facts for Medicaid non-expansion status, coverage gap estimates, and enrollment counts.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.