Kentucky
Cheapest ACA plans in Ballard County, Kentucky for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Ballard County, Kentucky has 2 on-exchange carriers offering 30 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is WellCare Health Plans of Kentucky Everyday Bronze at $549 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Ballard County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Ballard County |
|---|---|---|
| Catastrophic | $537 | 1 |
| Expanded Bronze | $549 | 10 |
| Bronze | $565 | 1 |
| Silver | $660 | 13 |
| Gold | $735 | 5 |
The actual cheapest Bronze plan in Ballard County
WellCare Health Plans of Kentucky Everyday Bronze
$549/moFor a family of four (two 40-year-olds and two kids under 14): WellCare Health Plans of Kentucky Everyday Bronze at $1,757/month before subsidies.
Carriers selling 2026 plans in Ballard County
2 carriers sell 2026 plans on kynect. 41 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| WellCare Health Plans of Kentucky | 16 |
| Anthem Health Plans of Kentucky, Inc. | 14 |
Frequently asked questions
What is the cheapest ACA plan in Ballard County, Kentucky for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is WellCare Health Plans of Kentucky Everyday Bronze at $549 per month before subsidies. Plans sell through kynect. Data refreshed 2026-04-19T08:08:55.462Z.
Is Kentucky on Healthcare.gov?
No. Kentucky runs its own state-based exchange, kynect. kynect was originally launched in 2014, discontinued in 2016 when the state moved to Healthcare.gov, and relaunched as a full SBE for PY2022. Healthcare.gov no longer serves Kentucky.
Has Kentucky expanded Medicaid?
Yes, effective January 1, 2014. Kentucky was among the first-wave expansion states and saw one of the largest declines in its uninsured rate post-ACA. Adults 19-64 with income up to 138% FPL qualify regardless of parental status or disability, so there is no coverage gap in Kentucky.
What is the history of kynect?
Kentucky originally launched kynect in 2014 under Gov. Steve Beshear as a state-based exchange. Gov. Matt Bevin discontinued kynect in 2016 and moved the state to Healthcare.gov. Gov. Andy Beshear (Steve Beshear’s son) then relaunched kynect as a full SBE for PY2022, and it has operated as an SBE since.
More Kentucky pricing
Sources
- kynect for SBE enrollment, OEP dates, and APTC application.
- Kentucky Department of Insurance for rate review, carrier filings, and consumer guidance.
- Kentucky Cabinet for Health and Family Services: Medicaid for Medicaid eligibility and expansion enrollment.
- KFF: Kentucky State Health Facts for Medicaid expansion, enrollment, and benchmark premium context.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.