Kansas
Cheapest ACA plans in Johnson County, Kansas for 2026
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z.
Johnson County, Kansas has 5 on-exchange carriers offering 55 plans for 2026. The cheapest Bronze plan a 40-year-old can enroll in is UnitedHealthcare UHC Bronze Essential (No Referrals) at $442 per month before subsidies.
Cheapest plans by metal tier
Lowest 2026 monthly premium for a single 40-year-old in Johnson County, on-exchange, before any subsidy. Per-age figures derived from the CMS QHP Landscape file using the HHS standardized age-rating curve (45 CFR 147.102).
| Tier | Cheapest age 40 monthly | Plans in Johnson County |
|---|---|---|
| Bronze | $442 | 1 |
| Catastrophic | $444 | 1 |
| Expanded Bronze | $452 | 20 |
| Silver | $571 | 16 |
| Gold | $610 | 17 |
The actual cheapest Bronze plan in Johnson County
UnitedHealthcare UHC Bronze Essential (No Referrals)
$442/moFor a family of four (two 40-year-olds and two kids under 14): UnitedHealthcare UHC Bronze Essential (No Referrals) at $1,413/month before subsidies.
Carriers selling 2026 plans in Johnson County
5 carriers sell 2026 plans on Healthcare.gov; 1 additional carrier offers off-exchange-only plans (not subsidy-eligible). 91 plans total in this county.
| Carrier | On-exchange plans |
|---|---|
| Ambetter | 16 |
| UnitedHealthcare | 15 |
| BlueCross BlueShield of Kansas City | 9 |
| Medica | 9 |
| Oscar | 6 |
Also selling off-exchange only
These carriers sell plans directly (not through Healthcare.gov). Off-exchange plans are not eligible for federal APTC or state subsidies.
| Carrier | Off-exchange plans |
|---|---|
| Bankers Reserve Life Insurance Company of Wisconsin | 26 |
Frequently asked questions
What is the cheapest ACA plan in Johnson County, Kansas for 2026?
The cheapest Bronze plan a 40-year-old can enroll in is UnitedHealthcare UHC Bronze Essential (No Referrals) at $442 per month before subsidies. Plans sell through Healthcare.gov. Data refreshed 2026-04-19T08:08:55.462Z.
Does Kansas use Healthcare.gov?
Yes. Kansas participates in the federally-facilitated Marketplace (FFM), so enrollment and subsidy applications run through healthcare.gov. Kansas does not operate a state-based exchange.
Has Kansas expanded Medicaid?
No. Kansas has not adopted ACA Medicaid expansion. KanCare (the state Medicaid program) for non-disabled adults is narrow (parents below roughly 38% FPL, pregnant women, and categorically needy groups), which leaves a coverage gap for low-income working adults without children.
How big is the Kansas coverage gap?
Estimates vary but typically fall in the tens of thousands: adults earning below 100% FPL who are not eligible for KanCare under state rules and therefore cannot receive federal premium tax credits either. Options include federally qualified health centers, hospital charity care, and county indigent-care programs.
More Kansas pricing
Sources
- HealthCare.gov for enrollment, OEP dates, and federal APTC / CSR application.
- Kansas Insurance Department for rate review, carrier filings, and consumer guidance.
- Kansas Department of Health and Environment: KanCare for state Medicaid eligibility under non-expansion rules.
- KFF: Kansas State Health Facts for Medicaid expansion status, coverage gap estimates, and enrollment counts.
Plan year 2026, last refreshed 2026-04-19T08:08:55.462Z. Methodology and full data attribution at about.